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  • EXPERIENCE LIFE'S TREASURES

    Life isn't all about paying bills and living paycheck-to-paycheck. Let the Debt Shredder show you how to take control and live life more than one week at a time.

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  • REWRITE YOUR STORY

    Don’t just dream? There’s a software solution so versatile that, with little change to your lifestyle, you could eliminate debt, build wealth and make that dream a reality.

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  • LIVE FOR NOW WHILE SAVING FOR LATER

    People are living longer than ever and many Americans are not prepared for their future. The Debt Shredder can help you find a way to enjoy your life now, while saving for later.

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Debt Shredder


Debt Shredder has saved hundreds of millions of dollars in interest payments. It provides clients with an easy to use online tool to minimize both time and interest paid on all debt. Our solution provides useful information and smart, specific guidance for finding savings opportunities unique to each user. We want to help people understand and do more with their money.


If you would like to receive a FREE analysis to see if the Debt Shredder can help you, click the button below and a Shop Financial agent will contact you.


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Watch these videos to see how to stop overpaying interest.

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Manage Debt
How it Works

HOW IT WORKS

Take Control of Your Debt

The Debt Shredder contains algorithms that can target the debt of your choice or calculate the fastest route to zero debt overall through significant savings in interest payments.

Get the Clear, Complete Picture

The Debt Shredder provides a comprehensive picture of your finances by putting all your balances and transactions in one place. We are connected to most financial institutions with internet banking capabilities, saving you hours of research and data entry.

Maximum Returns, Minimum Time

We want to help you reach your personal financial goals, whether you want to pay off your mortgage, credit cards or be completely debt free. The Debt Shredder is there to assist you along the way, and with little change to your current lifestyle.

Auto Pilot

Your financial information is automatically downloaded and categorized daily. No more waiting for your monthly statements to balance your accounts. Create the best possible outcome by using the consolidation wizard to evaluate accounts and merge funds to accelerate your payoff time.


Emergency Fund

The only guarantee in life is that the unexpected will happen, so this tool is designed to help you build a reserve to meet the cost of any unexpected emergencies.

Strategic Payoff

The Debt Shredder uses complex algorithms to prioritize your debt payments to most efficiently reduce interest payments and create more wealth for you.

Imagine the Possibilities


With finances, we too often walk along nearsightedly, stumbling into avoidable financial pitfalls. The blurriness of the way impacts the quality of our decisions. To make matters worse, we can look back on our missteps with surprising clarity. How would you craft your life differently if you knew beforehand the impact of all your financial decisions? The Debt Shredder program does just that using your existing monthly budget.


20/20 financial foresight... imagine the possibilities!


Turn Debt into Wealth


What would you do if you could build wealth and eliminate debt simultaneously, by putting your money to work for you? Would you take a family vacation? Start a college fund? Invest in real estate?


This service can help you achieve your financial goals through the strategic interest cancellation and wealth-building power of the revolutionary Debt Shredder program.

You can save time and interest on nearly every debt you have. The key is to make your money work smarter, with your existing income. Debt Shredder calculates some of the fastest ways to pay off your mortgage and consumer debt, and build a substantial savings nest egg based on your specific income, payments, living expenses and financial goals. You never have to guess which loans to pay off first, when to pay or how much extra to send.


More Possibilities


Do More Faster, Achieve More Faster.


Debt Shredder offers enhanced features that truly take your financial life to a new level.

  • Comprehensive budgeting system, fine-tuned to the sensitivity of your goals.
  • Enhanced calculations to pay down debt.
  • Software settings that allow changes to how aggressively to pay down debt and build wealth.
  • Ability to pay down multiple properties at the same time.
  • User-friendly software interface.
  • Personalized coaching.
  • Automatic account updates.
  • Helpful client support.


4 Cornerstone Principals to Eliminate Your Debt

  1. Interest Cancellation
  2. Strategic Payoff
  3. Time Value of Money
  4. Money Merge Account Software, Coaching and Education system


Accumulate Wealth


Increase Equity, Build Assets, Create Wealth


Debt Shredder goes beyond helping individuals and families achieve success paying down debt — it also makes it possible to accumulate wealth targeted to each client's personal financial goals. Simply enter your financial goals, whether it's to pay off a vacation home, fund early retirement or pursue your wildest dream. Enter all the variables: principal, interest rate, term — even cash rewards on credit cards.

Using this information, ma Money Merge Live calculates how to pay off debt with some of the fastest payoff results imaginable — and build a substantial savings nest egg.


If you would like to receive a FREE analysis to see if the Debt Shredder can help you,

click the button below and a Shop Financial agent will contact you.


If you would like to receive a FREE analysis to see if the Debt Shredder can help you, fill out the Form and a Financial agent will contact you.

HABLAMOS ESPAÑOL!

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